Ensuring Your Home is Protected from Natural Disasters
Posted by Techyscouts | Posted on 07/15/2019
Natural disasters such as earthquakes, wildfires, landslides, floods, and tornados could be a devastating blow to your finances. Natural disasters put countless people in serious danger and they are also the cause of significant home damage or loss. Since natural disasters can strike anywhere at any time, and the fact that they are essentially unavoidable, all homeowners should be prepared for the worst. Here are some ways that you can ensure that your home and finances are protected from a natural disaster.
Protect Your Property
In the event of a natural disaster, home safety is among your top priorities, but no matter what measures you take and depending on the severity of the disaster, some form of damage is likely to occur no matter what. While it may seem impossible to be prepared for anything and everything, know that what you can do is ensure that you’re protected in any event with natural disaster insurance and flood insurance
Know What You Are Covered From
Not all home insurance policies are the same. It’s important to review your policy and look ensure that your home is covered. Be positive that you are covered with natural disaster insurance and understand that natural disaster insurance is not always the same thing as flood insurance. In fact, in most cases, only a specific flood insurance policy will cover flood-related losses.
Be Prepared For Anything
Typically, when considering home safety in California, we expect the occasional earthquake or wildfire every now and then. While they can be devastating, they are far from foreign to us and we can anticipate disasters like earthquakes, wildfires, landslides, and flooding. Tornadoes, on the other hand, are often neglected, yet they’re more common than you might think. Between 1950 and 2019 there have been over 400 confirmed tornadoes in California. While tornado safety is often left out from a typical Californian home safety plan, to prevent andy potential collateral damage from a tornado you will want to be sure that you:
- Turn off your utilities to prevent fires
- Secure outdoor belongings as they may be picked up and thrown by heavy winds
- Repair loose, damaged or missing roofing, the winds can rip them off causing leaks
- Have your roof inspected regularly
- Trim the trees, high winds can snap large branches off and turn them into projectiles
If you have any questions or concerns about natural disaster insurance, flood insurance or home safety, don’t hesitate to contact Michael Millea Probate Real Estate. Mike and his team are always prepared to help you with anything else you might want to know about home safety.